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The Wagners - A Serious Injury Law Firm blog shares Personal Injury stories and opinions relevant to Halifax, Nova Scotia residents. Let us know what you think.

Nova Scotia Facility Association

by | Tuesday, August 15, 2017

In an earlier blog we addressed the issue of uninsured drivers and what you do when you are involved in a motor vehicle accident with someone who was not carrying valid insurance. So you already know you can make a claim under your own auto insurance without any impact on your premiums.

But what happens if you don’t have insurance? For example, what happens if you are a pedestrian struck by an uninsured driver?

In these cases, you are able to make a claim against the Nova Scotia Facility Association. The Facility Association is an entity established by the automobile insurance industry. Its purpose is to ensure automobile insurance is available to all individuals, particularly those who have difficulty getting insured, as well as to administer the Uninsured Automobile Funds. For purposes of this blog, we are interested in its role in dealing with the Uninsured Automobile Funds.

Similar to a Section D claim, the Facility Association steps into the shoes of the uninsured or unidentified driver and responds as if they were the third party insurer. Again, the process is the same as any other claim and could result in negotiations with an adjuster or lawyer, discovery examinations and potentially trial.

Also similar to a Section D claim, the Facility Association has what is called a subrogated claim in relation to your accident. Once the matter is settled, the Facility Association has the right to proceed against the at fault individual personally (i.e. the uninsured driver). You are required to cooperate with the Facility Association to assist in their recovery and may be required to attend Court proceedings.

If you have been injured by an uninsured or unidentified driver it is important to report the accident to the police as soon as possible.  It is also important to report your claim to the Facility Association as soon as you are able to do so. One of our motor vehicle accident lawyers would be happy to speak with you if you have any questions.

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Sam M
Sam M
16:11 19 Jan 18
Dyana was so kind to help me and respond to my query within 24h even though they do not pursue the specific class action I was looking for. She sent me few links by email. Thank you Dyana.
linda frausell
linda frausell
01:21 16 May 17
I have dealt with Wagner and Associates over the years and have received great advice,support and results . Their team is very respectful and show they care. You can trust them to take care of you and they always have your best interest in hand. I would definetly recommend them .
frank slaunwhite
frank slaunwhite
16:29 03 May 17
Ray Wagner and his legal team have been representing my niece and I for many years. They have been honest and quick to respond to all our needs in a professional manner. I highly recommend Wagners Law Firm and appreciate their caring approach.Thanks
Missy Day
Missy Day
12:03 06 Oct 16
I can't speak highly enough about the lawyers at Wagners who represented me for injuries from not one but two motor vehicle accidents. They were very professional and approachable. I was kept informed of all steps in the process and all of my inquiries were responded to and dealt with very quickly. The lawyers are knowledgeable and showed great empathy for what I was going through. I would recommend this firm to anyone!
Nicholas Gordon
Nicholas Gordon
11:30 06 Oct 16
I contacted Wagners about a motor vehicle accident.I was able to speak with someone right away. The staff were very pleasant and helpful.I received a response about pursuing a case the next day.I would highly recommend this firm.
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