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Motor Vehicle Accident – What To Do If You Are In A Car Accident

by | Monday, July 27, 2015

Being involved in a motor vehicle accident can be a scary thing. You may be confused about what to do and not know where to start. You may also be unsure of your rights and the coverage available to you. Here is a basic checklist to help you out.

At the Scene of the Accident

  • First of all, determine if you or any passengers in your vehicle need medical attention. If so, call 911.
  • Check the occupants of the other vehicle. If they need medical attention, call 911.
  • Take pictures. If possible, leave the vehicles where they are and try to get at least one picture of the overall scene.
  • Report the accident to the police. If the property damage to the vehicles is over $2,000 you must report the accident. You should also report the accident if you are unsure as to who is at fault, or if there are suspicions as to whether there is a Motor Vehicle Act violation (for example, speeding or failure to yield) or Criminal Code charges (impaired driving, dangerous driving).
  • Obtain the other driver’s contact and vehicle information. You should get the following details:

o The name of the other driver

o The other driver’s address

o The name of the owner of the car (if different than the driver)

o The owner’s address

o The other driver’s insurance company and policy number

o The year, make and model of the other car

o The license plate number of the other vehicle

o If police are called, the name of the investigating officer and the file #

o Contact information for any witnesses

After the Accident

  • Report the accident to your insurance company. A lot of people think that if the accident isn’t their fault, they don’t have to report it. Your insurance company must be notified of the accident to ensure you access to your Section B benefits.
  • Write out a statement of what happened in as much detail as possible. Overtime, memories fade and people forgot details. Writing out in your words what happened will ensure you capture as much information while the memory is fresh. Date this statement. Include a diagram if you find it helpful.
  • Sometimes the insurance company for the person who hit you may contact you for a statement. You are under no obligation to give a statement.
  • Seek medical attention and/or treatment. In the event that you make an insurance claim, medical documentation of your injuries is necessary.
  • If you are injured, call us at 425-7330, or toll free at 1-800-465-8794. Even injuries which appear minor can get worse with time. Consultations are free and it is important to know the options available to you.

Sam M
Sam M
16:11 19 Jan 18
Dyana was so kind to help me and respond to my query within 24h even though they do not pursue the specific class action I was looking for. She sent me few links by email. Thank you Dyana.
linda frausell
linda frausell
01:21 16 May 17
I have dealt with Wagner and Associates over the years and have received great advice,support and results . Their team is very respectful and show they care. You can trust them to take care of you and they always have your best interest in hand. I would definetly recommend them .
frank slaunwhite
frank slaunwhite
16:29 03 May 17
Ray Wagner and his legal team have been representing my niece and I for many years. They have been honest and quick to respond to all our needs in a professional manner. I highly recommend Wagners Law Firm and appreciate their caring approach.Thanks
Missy Day
Missy Day
12:03 06 Oct 16
I can't speak highly enough about the lawyers at Wagners who represented me for injuries from not one but two motor vehicle accidents. They were very professional and approachable. I was kept informed of all steps in the process and all of my inquiries were responded to and dealt with very quickly. The lawyers are knowledgeable and showed great empathy for what I was going through. I would recommend this firm to anyone!
Nicholas Gordon
Nicholas Gordon
11:30 06 Oct 16
I contacted Wagners about a motor vehicle accident.I was able to speak with someone right away. The staff were very pleasant and helpful.I received a response about pursuing a case the next day.I would highly recommend this firm.
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